The Retail Banking environment today is changing fast. The changing customer demographics demands to create a differentiated application based on scalable technology, improved service and banking convenience. Higher penetration of technology and increase in global literacy levels has set up the expectations of the customer higher than never before. Increasing use of modern technology has further enhanced reach and accessibility.

The market today gives us a challenge to provide multiple and innovative contemporary services to the customer through a consolidated window as so to ensure that the bank’s customer gets “Uniformity and Consistency” of service delivery across time and at every touch point across all channels. The pace of innovation is accelerating and security threat has become prime of all electronic transactions. High cost structure rendering mass-market servicing is prohibitively expensive.

Present day tech-savvy bankers are now more looking at reduction in their operating costs by adopting scalable and secure technology thereby reducing the response time to their customers so as to improve their client base and economies of scale.

The solution lies to market demands and challenges lies in innovation of new offering with minimum dependence on branches – a multi-channel bank and to eliminate the disadvantage of an inadequate branch network. Generation of leads to cross sell and creating additional revenues with utmost customer satisfaction has become focal point worldwide for the success of a Bank.

Retail Banking solution centre [BSC-1] in Polaris has established itself as a "One-stop solution for Retail Banking" to cater to the customers with a aim to create a sustainable profitable core proposition.

Our Major Offerings

• Retail Banking solutions and services.
• Credit cards
• Internet Banking.
• Mortgages practice.
• Multi-Channel Integration.
• Business Rule Engine.
• Customer Relationship Management.
• ATM Solutions and services

Key Benefits Associated with Polaris Offerings:

• On-line, real time processing and cost saving thru Multi channel Transactions.
• Relationship banking enabled through extensive mining of all customer transactions.
• Rapid time-to-market with new product and service offerings.
• Rapid Customer Acquisition. Multi-currency and multi-language support so as to ensure geographic reach across continents.
• Multi-layer security, monitoring and reporting.
• Seamless integration with advanced delivery systems including teller and branch automated teller machine (ATM), point-of-sale (POS), interactive voice response, corporate and home banking
• Modular interfaces to other systems with a Plug-in approach.